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L&H practice questions - frequently asked questions

Plain answers about how L&H Exam Prep works: the exam, the questions, pricing, the free trial, and what you actually get.

No - and you should be wary of any site claiming otherwise. Every question here is original, written to mirror the style, difficulty, and judgment the real L&H exam tests. Each one comes with a plain-language explanation of why the right answer is right and the others aren't.

The L&H exam spans 13 domains: Life and Health - General Knowledge: Types of Policies; Life and Health - General Knowledge: Policy Riders, Provisions, Options, and Exclusions; Life and Health - General Knowledge: Completing the Application, Underwriting, and Delivering the Policies; Life and Health - General Knowledge: Retirement and Other Insurance Concepts; Accident and Health - General Knowledge: Types of Policies; Accident and Health - General Knowledge: Policy Provisions, Clauses, and Riders; Accident and Health - General Knowledge: Social Insurance; Accident and Health - General Knowledge: Other Insurance Concepts; Accident and Health - General Knowledge: Field Underwriting Procedures; Life and Health Agent - State Specific: Texas Statutes and Rules Common to Life and Health Insurance; Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Life Insurance Only; Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Accident and Health Insurance Only; Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Health Maintenance Organizations (HMOs). Every practice question on this site is tagged to one of these domains.

To earn the Life & Health Insurance License you pass its certification exam, which covers Life and Health - General Knowledge: Types of Policies, Life and Health - General Knowledge: Policy Riders, Provisions, Options, and Exclusions, Life and Health - General Knowledge: Completing the Application, Underwriting, and Delivering the Policies, Life and Health - General Knowledge: Retirement and Other Insurance Concepts, and more, then maintain the credential per the issuing body's rules. Consistent timed practice across every domain, reviewing what you miss, is the most dependable preparation — start with the free questions above.

Life & Health Insurance License is a professional certification covering Life and Health - General Knowledge: Types of Policies, Life and Health - General Knowledge: Policy Riders, Provisions, Options, and Exclusions, Life and Health - General Knowledge: Completing the Application, Underwriting, and Delivering the Policies, Life and Health - General Knowledge: Retirement and Other Insurance Concepts, and more. This site has a full timed practice-question bank to help you prepare and pass.

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