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Free L&H Practice Test

Pass the Life & Health Insurance License exam with confidence.

Start with a free L&H practice test and build exam-ready confidence for the Life & Health Insurance License exam.

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1000+L&H Questions
13Exam Domains
10Free Questions
2026Updated
What you get

Everything your L&H certification prep needs

Practice expert-vetted questions, find your weak domains, and turn every mistake into a focused review plan.

Expert-vetted questions

Every question is reviewed by an experienced L&H professional for clarity, accuracy and practical exam relevance.

See what to study next

Domain analytics show which parts of the exam blueprint are holding you back.

Turn mistakes into confidence

Missed questions become a review list, so nervous guessing turns into focused repetition.

1,000+ exam-realistic questions
All 13 L&H domains
Weighted to the exam blueprint
Clear answer explanations
Updated for the 2026 exam
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Study by domain

Practice the L&H exam by domain

1. Life and Health - General Knowledge: Types of Policies

Key exam domain

Identify weak areas and improve with focused review.

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2. Life and Health - General Knowledge: Policy Riders, Provisions, Options, and Exclusions

Key exam domain

Identify weak areas and improve with focused review.

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3. Life and Health - General Knowledge: Completing the Application, Underwriting, and Delivering the Policies

Key exam domain

Identify weak areas and improve with focused review.

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4. Life and Health - General Knowledge: Retirement and Other Insurance Concepts

Key exam domain

Identify weak areas and improve with focused review.

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5. Accident and Health - General Knowledge: Types of Policies

Key exam domain

Identify weak areas and improve with focused review.

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6. Accident and Health - General Knowledge: Policy Provisions, Clauses, and Riders

Key exam domain

Identify weak areas and improve with focused review.

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7. Accident and Health - General Knowledge: Social Insurance

Key exam domain

Identify weak areas and improve with focused review.

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8. Accident and Health - General Knowledge: Other Insurance Concepts

Key exam domain

Identify weak areas and improve with focused review.

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9. Accident and Health - General Knowledge: Field Underwriting Procedures

Key exam domain

Identify weak areas and improve with focused review.

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10. Life and Health Agent - State Specific: Texas Statutes and Rules Common to Life and Health Insurance

Key exam domain

Identify weak areas and improve with focused review.

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11. Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Life Insurance Only

Key exam domain

Identify weak areas and improve with focused review.

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12. Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Accident and Health Insurance Only

Key exam domain

Identify weak areas and improve with focused review.

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13. Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Health Maintenance Organizations (HMOs)

Key exam domain

Identify weak areas and improve with focused review.

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Built for practice, not passive reading Active recall and repetition build real exam-day readiness.
Written to match the real exam Every question mirrors the style, difficulty, and phrasing of the actual L&H exam.
Aligned to the L&H blueprint Weighted across every exam domain, so you practice exactly what's tested.
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Before you decide

Frequently asked questions

Straight answers about the L&H exam, the questions, pricing, the free trial, and how this fits your prep.

The L&H exam spans 13 domains - Life and Health - General Knowledge: Types of Policies, Life and Health - General Knowledge: Policy Riders, Provisions, Options, and Exclusions, Life and Health - General Knowledge: Completing the Application, Underwriting, and Delivering the Policies, Life and Health - General Knowledge: Retirement and Other Insurance Concepts, Accident and Health - General Knowledge: Types of Policies, Accident and Health - General Knowledge: Policy Provisions, Clauses, and Riders, Accident and Health - General Knowledge: Social Insurance, Accident and Health - General Knowledge: Other Insurance Concepts, Accident and Health - General Knowledge: Field Underwriting Procedures, Life and Health Agent - State Specific: Texas Statutes and Rules Common to Life and Health Insurance, Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Life Insurance Only, Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Accident and Health Insurance Only, and Life and Health Agent - State Specific: Texas Statutes and Rules Pertinent to Health Maintenance Organizations (HMOs). Every practice question maps to one of them, so you train on exactly what's tested.

No - and that matters. These are original practice questions written to mirror the style, difficulty, and domain coverage of the L&H exam blueprint. We never distribute actual exam content, so practicing here keeps you fully compliant with official exam policies.

No. L&H Exam Prep is an independent study resource for Life & Health Insurance License (L&H). It is not affiliated with, sponsored by, or endorsed by the official certifying body or exam administrator.

What candidates say

Trusted by L&H candidates

Real feedback from L&H candidates on Reddit.

★★★★★
Sourced from Reddit

"wasnt sure this site was gonna be enough but the practice questions for the texas-specific statutes section were actually solid. that stuff trips a lot of people up and i felt ready for it. passed first try, which honestly surprised me."

r/insurance Posted on Reddit
★★★★★
Sourced from Reddit

"ngl i procrastinated for like two weeks and crammed the last few days on lifehealthprep.com. the mistake review after each quiz is what saved me. kept drilling the policy riders and provisions stuff until it clicked. not a fun way to study but it worked."

r/insurance Posted on Reddit
★★★★★
Sourced from Reddit

"the retirement and other insurance concepts section always felt fuzzy to me. going thru the domain breakdown on here made it alot cleaner. passed. relieved its over."

r/LifeInsurance Posted on Reddit

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